Homebuyer Education

Click here for the class schedules.

  • Personal Finance
    • Knowing your “Comfort Level” for mortgage payments
    • Budget and Spending Plan
  • Credit Reports
    Good credit is an asset. Ensure that the information in credit reports
    is accurate. Accurate information is essential to obtaining the best credit
    terms and rates.

    • How to build good credit
    • How to repair credit score when they are not so good
  • Role of Real Estate Agent
    • How to select a Real Estate Agent
    • Realtor’s responsibilities
  • Role of the Lender
    • Mortgage application Processing
    • Lending terms, disclosures, and related items
  • Role of the Home Inspector
    • What does a Home Inspector do?
    • What does an Appraiser do?
    • Differences between the Home Inspector and Appraiser
  • Loan Closing
    • What does a Settlement Agent do?
    • What is Title Insurance and what does it mean to me?
    • Home Warranty and more
  • Homebuying Education Certification Class Schedule
    • MD
      • Time:  9 am – 5 pm (8 hours credit certification)
      • Facilitator; Song Hutchins, Certified Counselor
      • Location: JCA/Nonprofit Village, 12320 Parklawn Dr. (2nd floor) Rockville, MD 20852
      • Tel: 301-760-7636
    • VA
      • Time: 10 am – 4:30 pm (6 hours credit certification)
      • Facilitator:  Song Hutchins, certified counselor
      • Location: NVAR, 8407 Pennell St. (lower level training room) Fairfax, VA 22031
      • Tel: 301-760-7636
  • State and County Mortgage Programs