Debt Management

Debt Management

The Debt Management Program is a unique solution for your financial situation. Under this program, certified debt management counselors will:

  • Evaluate your financial situation
  • Assist you in creating a budget to help manage your finances and debts
  • Work with creditors to obtain a possible reduction in: finance charges, late fees and/or over-limit charges, monthly payments and adjust the terms to pay off debts.

The Debt Management Program helps you simplify your monthly unsecured debt obligations. Unsecured debt is any debt not tied to property. Examples of unsecured debt include: credit cards, department store cards, collection items, and unsecured personal loans, not including student, home equity, and car loans.

AAHC currently does not offer this service and will refer you to other appropriate nonprofit organizations upon request.