Programs Offered

Current Programs

A. First Time Homebuyer Education Class



When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete the first time homebuyer (or homeownership) education class and obtain a certification. AAHC is in compliance with their requirements and we issue a certification at the completion of the class.

To attend our first time homebuyer education class, RSVP is required. Please click here to follow the instruction for RSVP!

B. Asset Building Circle (ABC)

This Credit-Building Loan Program is meant to help people build their credit history and/or scores saving a set amount of money each month. It works by setting aside a small amount of money (average saving is $100) each month as part of a group of 10 people for 10 months. Once in the ten months you will receive a lump-sum payment totaling your savings (average payment is $1,000). This lump-sum can be used for paying down high-cost debt, pay for housing, paying for a U.S. citizenship application, getting a driver’s license, paying for job training or certification, or any other life enhancing costs. In order to build their credit, the savings are reported as payment of a loan to all 3 major credit bureaus at 0% interest for the participants. Included in the program are Financial Education classes covering budget and debt management, savings and investement, mortgages, understanding credit, credit scores and reports, insurance and taxes, financing for higher education, identity theft and overdraft protection. Call now to learn more!

C. Rebuilding Credit & Assets


It’s always good to have an orderly financial picture and we can help you get there. AAHC provides various levels of resources to help you better understand what is needed to build credit and assets.



D. Home Savers
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Home Savers is a foreclosure prevention program which helps homeowners who are delinquent on their HOA fee, condo fee, or property tax delinquent for senior homeowners.

Download Application for Home Savers Program


Programs Coming Soon

A. Single to Married, Married to Merrier

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SMMM is a financial education program that helps prepare pre-married couples and currently married couples to better understand their current financial circumstances to gear them towards achieving the American dream of homeownership and to build a happier marriage. This program offers educational sessions on: money management, understanding and managing credit, and learning the steps to become a responsible homeowner.