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First-Time Homebuyer Education Classes
AAHC provides 8 hours of the National Industry Standard Homeownership Education Classes in group sessions in MD and Northern VA.
Why Do I Need to Take the First Time Homebuyer Education Class?
When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete the first-time homebuyer (or homeownership) education class and/or one-on-one counseling, to obtain a certificate. AAHC is in compliance with their requirements and issues a class completion certificate. To register for the First-Time Homebuyer Education Class, we ask that you follow the instructions below.
How to Register?
VIRGINIA – 9:45 am to 4:00 pm
Location: NVAR Building – 8407 Pennell Street, Fairfax, VA 22031
Date: See Calendar of Classes.
Registration: Find the date that the Virginia class is being offered in the Calendar above. Then you can register for this class by clicking on this link to Find a Class Near You (at VHDA.com), scroll down to find the class date listed with “Homebuyer Education-Song Hutchins” and proceed to register online, or give us a call at (703) 291-6324. Additional One-on-One Counseling is optional.
Fee: Call (703) 291-6324 for more information.
MARYLAND – 9:45 am to 4:00 pm
Location: JCA Building/Nonprofit Village – 12320 Parklawn Drive, Rockville, MD 20852
Date: See Calendar of Classes.
Registration: Find the date that the Maryland class is being offered in the Calendar above. Then call us at (301) 760-7636 or email us at email@example.com to RSVP for the class. An additional One-on-One Counseling session is required to receive the certificate.
Fee: Call (301) 760-7636 for more information.
If you are not able to attend the in-person class*, you can also check out these Online Homebuyer Education Courses. (*some mortgage programs require in-person education.)
FREE Foreclosure Prevention Assistance and Counseling
AAHC is a HUD-approved Housing Counseling Agency, so if you are facing foreclosure and want the assistance of a Housing Counselor you came to the right place. The first step is to call us to schedule an appointment so we can provide you with the information, resources, and assistance you need to avoid foreclosure.
When you call we will schedule an appointment for you to meet with a Housing Counselor to discuss and assess your situation. Once scheduled, your appointment confirmation will include our Loss Mitigation Counseling Application, which has the checklist of documents to bring to your appointment and the forms that you will need to fill out. You can also download the application by clicking on the “Download” button below.
In addition, to better understand your finances, we must pull your tri-merge credit reports and scores; which is a soft pull and therefore won’t affect your credit scores.
You will need to have Adobe Reader to fill out the form electronically. Download Adobe Reader for free
How to Request Counseling: Counseling is done by appointment only in MD and VA, please call (301) 760-7636 / (202) 558-2260 / (703) 291-6324, or email us at firstname.lastname@example.org to schedule.
Fee: We only charge two small third-party fees to you; Tri-merge credit report ($15/person), and all copies, printing, and faxing of documents (one time fee of $20).There are no other hidden fees. Foreclosure prevention counseling services are provided free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. There is no need to pay a private company for these services.
One-on-One Financial Counseling/Services
AAHC also provides other one-on-one financial counseling, and will issue counseling certificates as required, for the following.
- Pre-Purchase Counseling: Download the Document Checklist and Budget Worksheets HERE.
- First-Time Homebuyer Mortgages
- FHA’s Back to Work
- CDA Mortgages
- FHLB Mortgages
- Conventional 97% Mortgages
- High Cost Loans
- Post-Purchase Counseling
- Post-Loan Modification Counseling
- Credit/Debt Management Counseling
- Money Management/Monthly Budgeting Counseling
- General Personal Finance Education and Counseling
Registration & Fee: Call (301) 760-7636 for more information.
AAHC Business Hours:
Monday – Friday: 10:00 am to 7:00 pm (by appointment only)
Saturday: 10:00 am to 4:00 pm (group education sessions & events only)
Sunday and Holidays: Closed
AAHC follows the Office of Personnel Management (OPM) guidelines concerning dismissals and closures of offices for inclement weather or in case of emergency.
AAHC Office Locations:
Main Office (MD): JCA/Nonprofit Village: 12320 Parklawn Dr. Rockville, MD 20852
VA Office: 8407 Pennell St. Fairfax, VA 22031
DC Office: 1200 G St. NW. Suite 800. Washington, DC 20005.
AAHC Contact Info: