Calender of All Classes Offered

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* Homebuyer Education-MDHomebuyer Education-MD

Time: 9:45 am


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* Homebuyer Education-VAHomebuyer Education-VA

Time: 9:45 am


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Category Key
 Financial Literacy Education
 Foreclosure Intervention
 General
 Homebuyer Education-MD
 Homebuyer Education-VA
 Rental Assistance
 Reverse Mortgage Education
 Scam, Fraud Prevention

First Time Homebuyer Education Class

AAHC provides 8 - 10 hours of the National Industry Standard Homeownership Education class in group sessions in MD and N. VA.

Why Do I Need to Take the First Time Homebuyer Education Class?

When you apply for Local/County/State mortgage programs, down payment assistance, or some lenders’ mortgage programs, you are required to complete the first time homebuyer (or homeownership) education class and/or one-on-one counseling, and obtain a certificate. AAHC is in compliance with their requirements and issues a class completion certificate.

To attend our first time homebuyer education class, we do ask that you RSVP. Please follow the instruction below to RSVP!

   

VA – 9:45 am to 4:00 pm

Location: NVAR, 8407 Pennell St. Fairfax, VA 22031

Date: See calendar below (once a month)

Requirements: Complete the registration form and email the form to counseling@aa-hc.org before the class date to RSVP

Fee: Call for more information

MD – 9:45 am to 4:00 pm

Location: JCA/Nonprofit Village, 12320 Parklawn Dr. Rockville, MD 20852

Date: See calendar below (once a month)

Requirements: Complete the registration form and email the form to counseling@aa-hc.org before the class date to RSVP

Fee: Call for more information

 

How to RSVP?

Download the Homebuyer Class Registration Forms below; print, complete, sign and save it on your computer, and email the completed forms to counseling@aa-hc.org or fax to 301-761-1608 before the class date to RSVP! Call with any questions at 301-760-7636/703-291-6324/202-558-2260.
To receive class certificate, you must fully complete the 3 page monthly budget forms; income, expenses and assets (use average monthly expenses).

Monthly income calculation: You calculate the gross and net income the same way. 1). If you receive an amount of $1,000 each pay check bi-weekly - $1,000×26/12 = $2,166.67/month; 2). Twice a month will be $1,000×2 = $2,000/month; 3). Once a week will be $1,000×52/12 = $4,333.33/month.

Please click the button on the right to download the Registration Form. 
You will need to have Adobe Reader to fill out the form electronically.
Download Adobe Reader for free
Please click “Pay Now” on the right to pay the fee.
For more details about AAHC Service Fee, please click here!

You can also check out this page for free online homebuyer course.


FREE Foreclosure Prevention Assistance and Counseling

How to Request An One-on-One Counseling: By appointment only

We take a phone triage and set up an initial counseling session is the first step of AAHC’s foreclosure prevention assistance process for homeowners who are in default/imminent default on their mortgage or who are currently facing foreclosure.

To set up a counseling session and receive assistances, you must complete and send back required documents in advance of your counseling session. To down load counseling documents and homeowner’s document check list, click on the “Download” below.

It is imperative that you print, complete, sign, and send them back to AAHC before your scheduled appointment with your counselor. Your counselor needs at least one day to review, understand, analyze and organize your case in order to best serve your situation. In addition, to better understand your finances, we must pull tri-merge credit reports and scores; which is a soft pull and therefore, it won’t affect your scores. We transfer two small third party fees to you; credit reports ($20-$40) and making copy, printing and faxing documents (onetime fee of $20). There are no other hidden fees.

Office locations and contact info:

JCA/Nonprofit Village, 12320 Parklawn Dr. Rockville, MD 20852
NVAR, 8407 Pennell St. Fairfax, VA 22031
Phone: (301) 760-7636; (703) 291-6324; (202) 558-2260
Email: counseling@aa-hc.org

Counseling Forms: Click below symbol.
You will need to have Adobe Reader to fill out the form electronically.
Download Adobe Reader for free
Please click “Pay Now” on the right to pay the fee.
For more details about AAHC Service Fee, please click here!


One-on-One Private Counseling/Services

AAHC also provides one-on-one private counseling/services on the following, and issues counseling certificate as required.

  • Pre-Purchase Counseling: FHA’s Back to Work, First Time Homebuyer Mortgages- FHA’s Back to Work, CDA Mortgages, FHLB Mortgages, Conventional 97% Mortgages, High Cost Loans, and Others.
  • Post-Purchase Counseling
  • Post-Loan Modification Counseling
  • Credit Counseling
  • Money Management/Monthly Budgeting Counseling
  • General Personal Finance Education and Counseling

Business Hours:

Monday – Friday: 10:00 am to 7:00 pm (by appointment only)
Saturday: 10:00 am to 4:00 pm (group education sessions & events only)
Sunday and Holiday: Closed
AAHC also follows the Federal government closing due to severe weather conditions.

Office Locations:

Main Office: JCA/Nonprofit Village: 12320 Parklawn Dr. Rockville, MD 20852
VA Office: 8407 Pennell St. Fairfax, VA 22031
DC Office: 1200 G St. NW. Suite 800. Washington, DC 20005.

AAHC Contact Info:

MD: 301-760-7636
VA: 703-291-6324
DC: 202-558-2260
Email: counseling@aa-hc.org

Please click the button on the right to download the Registration Form.

  Homeowner

  Non-Homeowner

You will need to have Adobe Reader to fill out the form electronically.
Download Adobe Reader for free

Please click “Pay Now” on the right to pay the fee.

For more details about AAHC Service Fees, please click here!